Credit Analyst

San Antonio, Texas 78216 | Direct Hire

Job ID: 20940 Category: Commercial Banking

Exciting Opportunity for a Commercial Credit Analyst– San Antonio, TX

  • Up to $75, 000, depending on experience and qualifications

Advantages of this Position:
  • Well-established financial institution in San Antonio
  • The ability to work closely with Senior Loan Officers
  • Opportunity to take ownership of daily tasks
  • Innovative and cutting-edge environment

Job Description:
  • Spread financial statements for comparative year review
  • Accountable for analyzing incomes statements and balance sheets to help minimize the risks
  • Preparing reports demonstrating whether or not it would be in credit union' s best interest to assume the risk of extending credit to its customers, and if so the degree of risk involved with the transaction
  • Accountable for evaluating a payment plan structure that would work for our customers and credit union
  • Analyze the spreads for negative trends or inconsistencies between line items
  • Guarantor/Personal Cash Flow Analysis
  • Evaluate the credit worthiness of businesses and determine their ability to repay loans and lines of credit, including those used to purchase equipment and other goods
  • Analyze how much cash and liquid assets a business has on hand with how much they owe before making a decision
  • Ability to develop financial profiles and investing credit histories
  • Collateral Analysis
  • Analyze personal financial statements
  • Review or determine the accurate loan grade
  • Understand and interpret the key ratio analysis.
    Attend Senior Loan Committee

Traits & Skills:
  • Highly detailed oriented
  • Excellent written and spoken communication skills.
  • Bachelor’ s Degree is required
  • Minimum of 2-5 years of experience

For a Confidential  Conversation and/or Personal Meeting regarding this outstanding career opportunity please contact:

Amanda Johnson-Schroeder 210.494.1000 – Deacon Recruiting –


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